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Below are some of our most recent client testimonials. We take great pride in offering the best service possible and our clients feedback is hugely important to us!

  • I have found Independent Mortgages & Loans provide an excellent service for all my personal financial needs. The service is individually tailored whilst also being well informed and professional.
    Mr White
  • We recently changed our mortgage and were delighted with the options and adviceprovided by Ryan.

    As an independent advisor, Ryan was abel to access a number of mortgage options for us and recommend one that best met our needs.

    We have managed to retain the term of our mortgage, keep our monthly payments the same and have an extra £10k to spend on home improvements.

    Ryan, Thank you so very much for your professional advice and guidance. You made the process so very easy for us!

    Kate McKay
  • I recently availed of Ryan's services to change my mortgage from a variable rate to a fixed rate mortgage for the next 2 years. Not only have I saved money through lower payments, I also have peace of mind that if the interest rate rises my mortgage won't.

    I have to say that I found Ryan to be very helpful anf in fact Ryan sorted out everything for me so that all I needed to do was sign a document and withing a couple of days my mortgage was changed, hassle free.

    I now have one less thing to concentrate on which is great, as with having a small child and a business I have enough to think about.

    I would highly recommend Ryan Hay to friends and family and would be assured that they would be in great hands.

    Alun Gorman
  • I would like to thank Ryan Hay for his professional and informative approach to us when we recently re-mortgaged our property. He gave detailed information regarding the options we had available to us, which left us with a thorough understanding of the mortgage deal we opted for.

    He has shown patience when we allowed timelines to slip, but still ensured we got the deal we wanted by the due date.

    As my whole experience of Ryan has been so positive, I would have no hesitation in recommending him to my clients, family and friends.

    Karen Hunter
  • I would like to take this opportunity for recently arranging the re-mortgage of my property. I found the whole process to be very easy and straight-forward.

    I found it very reassuring to be provided with a number of options and to be guided as to the best option that best fitted my needs.

    In short by you arranging my mortgage I have managed to reduce my remaining term from 13 years down to 9 whilst at the same time fixing my rate for 5 years which is very comforting.

    With this in mind I would have no hesitation in recommending the services of Ryan to friends and colleagues, and indeed already do!!

    In summary I again would like to thank you sincerely for your help - it was very much appreciated and saved me a fortune!!!!

    Gerry Trainor
  • We would like the opportunity to thank you for your help in the purchase of our home.The advice throughout was excellent and the mortgage put in place is precisely what we nedded.

    Everything from our end went so smoothly and we are extremely happy. Once again, thank you.

    We will not hesitate in recommending you to any of out friends when the need arises.

    Michael and Catherine Southall
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